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Frequently Asked Questions
After a car accident, it is important to assess the damage to your vehicle and to yourself. Once the accident happens, don’t be afraid to call the police. Pull off to the side of the road (if you are able) and swap information with the other person.
The most important pieces of information to gather would be:
- Full Name, Driver’s License, Insurance Information, contact information of the other person
- Take as many photos as you can
- When the police arrive, get a copy of the Traffic Collision Report (TCR) and if possible, the badge number of the officer that completed the report
- If there were any witnesses of the accident, ask for their names and contact information too, as well as any of their photo evidence
Mistakes after a Car Accident:
- Underestimating Injuries: Don’t underestimate your injuries after the accident. There are some accidents, where directly following the impact you will feel strain on your muscles. However, there are other situations, where there will be soft tissue damage that you will not feel until 3-4 days after the impact. These are still injuries that should be treated by a chiropractor or pain management professional.
- Waiting too long to act: Don’t wait too long to act after the car accident. There is a statute of limitations of two years, but even then the evidence begins to disappear after a month or so. Plus, if you don’t do it right away, are you really going to follow up a year from now?
- Neglecting to gather evidence: Don’t neglect to gather all the evidence you can after the car accident. This would be in the form of photos, contact information of the other person or witnesses, insurance information, etc. Anything that you think is relevant.
- Don’t agree to a settlement too quickly: Don’t agree to a settlement too quickly after the car accident. This could come in two forms: whether the person at fault offers you cash or if the insurance tries to settle right away. Take a second to think about, if they are offering you something fast, what more could you get if you were patient.
We understand that getting back on the road is a priority.
If you have rental coverage, rental will usually be covered for a max of 30 days. If you do not have rental coverage, you can choose to get rental on your own, save receipts, but it is not guaranteed that the other party’s insurance would reimburse the rental.
If your vehicle is being repaired (if the repairs are less than 30 days), you would keep the rental for the duration that your vehicle is being repaired.